Last Updated: August 31, 2025
Welcome to ulfatmunir.com, operated by Ulfat Munir and the Self Discovery Institute (“we”, “us”, “our”). These Terms and Conditions govern your use of our website and services, including all courses, digital materials, webinars, and coaching support. By accessing or using our website, you agree to be bound by these Terms.
If you do not agree with any part of these Terms, please do not use our website or services.
1. Eligibility
By using this website, you confirm that:
- You are at least 18 years old or accessing the site under the supervision of a parent or legal guardian.
- You have the legal capacity to enter into a binding contract.
2. Services Offered
ulfatmunir.com provides:
- Digital courses and workshops
- Webinars and live training sessions
- Downloadable materials (e.g. worksheets, prompts)
- 1-to-1 WhatsApp coaching support
We reserve the right to update, modify, or discontinue any aspect of our offerings without prior notice.
3. User Accounts
To access certain features, you may be required to create an account. You are responsible for maintaining the confidentiality of your account and password and for all activities that occur under your account.
We reserve the right to suspend or terminate your account if you violate these Terms.
4. Payments and Pricing
All prices are listed in your local currency or USD (where applicable). We reserve the right to change pricing at any time without notice.
Payments are processed securely via our third-party payment providers. By purchasing a course, you agree to their terms of service and privacy policies as well.
5. Refund Policy
Due to the digital nature of our content, all sales are final. We do not offer refunds once access to any course or material has been granted.
If you have any issues or concerns, please contact us at missulfatmunir@gmail.com and we will be happy to assist.
6. Intellectual Property
All content on ulfatmunir.com — including courses, text, audio, videos, logos, graphics, and downloads — is the intellectual property of Ulfat Munir and may not be copied, reproduced, distributed, or used without explicit written permission.
You are granted a limited, non-transferable, non-exclusive license for personal, non-commercial use of the content.
7. WhatsApp & 1-to-1 Support
Some services include 1-to-1 guidance through WhatsApp. This support is subject to reasonable time and availability and is not intended for emergency or therapeutic use. We reserve the right to limit or discontinue WhatsApp support if misused.
8. User Conduct
You agree to use our website and services for lawful purposes only. You may not:
- Harass, abuse, or harm other users or staff
- Share or resell course content
- Upload any malicious software or code
- Violate the privacy or rights of others
9. Privacy
We value your privacy. Please refer to our Privacy Policy for detailed information on how your data is collected, used, and stored.
10. Disclaimer
Our courses are for educational and personal development purposes only and are not a substitute for professional medical, psychological, or legal advice.
We make no guarantees about the results you may achieve through the use of our services.
11. Limitation of Liability
To the maximum extent permitted by law, ulfatmunir.com and its affiliates shall not be liable for any indirect, incidental, or consequential damages arising from your use of the site or services.
12. Changes to Terms
We may update these Terms from time to time. Changes will be posted on this page with an updated date. Your continued use of the site after such changes constitutes acceptance.
13. Contact Us
If you have any questions or concerns regarding these Terms, please contact us:
- Email: missulfatmunir@gmail.com
- Phone: +92 345 2246298